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Prestige Car Insurance

A prestige car is a status symbol and is viewed by some as one of the ultimate badges of success. If you own a prestige car, or even more than one, you are likely to be doing rather well. Nonetheless, it never hurts to save money where you can, and to be sensible about your monthly expenditure. Finding the right prestige car insurance policy for the right price could save you money – money that you could put towards your next prestige vehicle.

Compare Prestige Car Insurance With Money Pug

Money Pug can help prestige car owners to find the insurance policy that is right for their specific needs. What is more, by comparing prices for different prestige car insurance deals through this website, you can save a lot on your monthly premiums and make sure that you are not paying more than you have to to keep your precious car on the road.

What Counts as a Prestige Car?

A number of different makes and models might be classed as prestige cars. Makes of prestige car include:

  • Bentley
  • Aston Martin
  • Bugatti
  • Ferrari
  • Lamborhini
  • Maserati
  • Noble
  • Rolls Royce
  • AC
  • Ariel
  • Lexus
  • Range Rover
  • BMW
  • Mercedes
  • Jaguar

Though there are other cars that might be defined as belonging in this category, including most rare, unusual, expensive, specialist or advanced cars. Some specialist prestige insurance brokers may sell cheap policies that allow only certain uses of the vehicle, and it is always important to check the small print to find out exactly what is, and isn’t covered by a particular policy.

 

What Will Prestige Car Insurance Cover?

There are, broadly speaking, three categories of car insurance. These are the same for prestige cars as they are for other vehicles. You can choose between.

  • Third party
  • Third party, fire & theft
  • Fully comprehensive

There may also be additions and exemptions, so check the policy carefully to make sure that you have all the cover that you require. Usually, if you own a prestige car, you will require a higher level of cover.

Why Is Insurance More Expensive for Prestige Cars?

Insurance for high-end, prestige vehicles is usually higher than for other cars because:

  • Prestige cars are often very powerful, so even a small accident can lead to a major claim.
  • High performance car parts and often more costly to replace and repairs can be expensive.
  • Fancy, highly regarded cars may be a target for theft or vandalism.

How Can I Save Money on Prestige Car Insurance?

You may be able to bring down premiums for a prestige car insurance policy by:

  • Parking in a secure garage overnight.
  • Adding a tracker device.
  • Limiting the mileage allowance on the policy.
  • Increasing the voluntary excess.

By comparing with Money Pug, you have already taken a great step towards cheaper prestige car insurance premiums and could soon be paying less for the insurance you need.

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