Terms of Use

Terms of Use

Below you will find outlined the Terms of Use for Money Pug Ltd.’s online comparison service. For further information on using our website, please also refer to our Privacy Policy and Cookies Policy. 


General 

These terms and conditions apply to your use of this website.

By using the website, you agree to the terms and conditions outlined in this document.

We reserve the right to alter these terms and conditions from time to time. Any changes will be posted on this page and will apply to your use of the website from the date they were posted. If you do not agree with the terms and conditions, you are entitled to stop using the website at any time.


Definitions

‘You’ and ‘your’ refer to the person who proposes to use or is using the website.

‘We’, ‘us’ and ‘our’ refers to Money Pug Ltd, company no. xxxxxxx and to any other person or business to whom we may legally transfer our rights under these terms and conditions. 

‘Website’ refers to the site located at www.?

‘Product or service provider’ refers to the manufacturers, suppliers or providers of any service or product advertised or made available through this website.


Use of This Web Page

Be using this website you agree that:

You will not do anything which affects the security or integrity of the website or causes harm, damage or unreasonable inconvenience to us, the website, or other users.

You will not gather, download, extract or use any of the material from this website in any other online forum.

If you breach the above stipulations, we may take action, including banning you from the website, bringing legal proceedings against you and sharing the information with regulatory or legal bodies.


UK Residents Only

This website is only meant for the use of UK residents. Nothing on the website or in these terms and conditions is designed for those outwith the United Kingdom. We do not make any statement or warranty to suggest that the services we offer are suitable for those located abroad. Should you use our services from outside the UK, we accept no liability for its efficacy or for compliance with local laws.


Your Obligations

You must only use the website for your own personal use, or, as a business user, for legitimate business products and services comparison purposes.

It is your responsibility to make sure that all the information you supply to use is complete and accurate. Please always double check all submissions.

You must answer the questions asked in order to obtain a quote for any product or service through our website. These questions are asked in order to ensure that product and service providers have all the information they need to quote accurately for your needs. 

Answer all questions honestly and fully. If you do not:

Insurances may be void and you may not be covered.

You may have to pay additional premiums to cover increased risk.

You may be liable for damage or loss incurred by a third party.

If you are purchasing or using a product through a product or service provider’s website you should always also be sure to read their terms and conditions. 


Our Service

We provide a comparison service, free of charge, which allows you to compare a wide range of products and services.

We do not provide financial, investment or other advice related to any of the products or services compared, nor recommend or endorse certain providers. 

The information you give us is used by product or service providers to create their quotes. We undertake to accurately pass on the information you provide for the purpose of providing a price comparison.

Terms and conditions, and our correspondence with you, will all be in the English language.


Validity of Quotes

We do not control the quotes you receive. These are set and generated by product or service providers. Products and service providers prices, rates and duration of offers are changed on a regular basis, so price comparisons are subject to change on an ongoing basis.

In order to purchase any of the products or services shown in our comparisons, you must contact the product or service provider. When a price is shown, you can follow a direct link to their website. Details of products and services are found on these third party websites.


Delivery of Quotes

You should receive the results of our comparison service online. However, you should note that we cannot guarantee the performance of third party websites or the worldwide web. Wherever possible, however, we will try to notify you of any issues and email you to let you know when your quotes are ready.

Each product and service provider will have a different approach to the provision of quotes and may not make quotes available for all their products. 

All quotes are inclusive of all relevant taxes (such as Insurance Premium Tax) where applicable. 


Responsibility for Content

We are responsible for making sure that we accurately reflect product or service prices via our comparison site. We are also responsible for statements of fact made to you, and for protecting your data in accordance with all relevant legislation.

We will do our best to provide a quality, virus free service, though are not responsible for any computer viruses or other problems you suffer as a result of using this website that are outwith our reasonable control. We recommend that you use your own appropriate virus checking software.

You may be entitled to rights in addition to those covered in these terms and conditions according to English consumer law or other legislation.

We do not prevent or exclude our responsibility to you for death or personal injury resulting from our negligence.


Intellectual Property

All information, data and copyright material found on our website must not be used unless you have express permission to do so from us or the copyright owner.


Third Party Websites

Links to third party websites are not to be taken as endorsements of those websites, or their products or services and are included for your convenience only. Always clarify for yourself the terms and conditions of third party websites and seek independent advice where applicable.


Termination

We reserve the right to terminate your use of our website and services if you infringe these terms and conditions, infringe or violate the rights of other website users, or are involved in criminal activity or fraudulent practice.


Jurisdiction

If any provision of these terms and conditions is deemed invalid or unenforceable by a competent authority, the remaining provisions will remain valid.

In the event of any dispute regarding these terms and conditions, English Law will apply.

These terms and conditions apply only between us and you. No other person may benefit or rely upon them.

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