57 results found...

Purchases

Free

Annual fee

£0

Representative APR (variable)

0%

The listings below are non-affiliated with us

Barclaycard Platinum With Balance Transfer (27/27 Card)

Balance transfers

0% for 27 months with a 2.5% fee

Purchases

0% for 27 months

Representative APR (variable)

19.9% APR

Barclaycard Platinum With Balance Transfer (24 Mths)

Balance transfers

0% for 24 months with no fee

Purchases

0% for 6 months

Representative APR (variable)

19.9% APR

Sainsbury's Bank No Balance Transfer Fee Credit Card

Balance transfers

0% for 26 months with no fee

Purchases

0% for 3 months

Representative APR (variable)

20.9% APR

Aqua Classic with 0% Purchase Offer (6 Months)

Balance transfers

34.95% p.a. variable with a 3% fee (£3 min.)

Purchases

0% for 6 months

Representative APR (variable)

34.9% APR

Sainsbury's Bank Purchase Credit Card

Balance transfers

0% for 3 months with a 3% fee (£3 min.)

Purchases

0% for 27 months

Representative APR (variable)

20.9% APR

Barclaycard Initial Credit Card

Balance transfers

34.9% p.a. variable

Purchases

0% for 3 months

Representative APR (variable)

34.9% APR

Sainsbury's Bank Dual Offer Credit Card

Balance transfers

0% for 29 months with a 3% fee (£3 min.)

Purchases

0% for 29 months

Representative APR (variable)

19.9% APR

Chrome Credit Card (24.7%)

Balance transfers

-

Purchases

24.7% p.a. variable

Representative APR (variable)

24.7% APR

Vanquis Classic Credit Card

Balance transfers

-

Purchases

39.94% p.a. variable

Representative APR (variable)

39.9% APR

Nationwide Credit Card Just For Nationwide Members

Balance transfers

0% for 12 months with no fee

Purchases

0% for 12 months

Representative APR (variable)

17.9% APR

Tesco Bank Foundation Clubcard Credit Card

Balance transfers

27.54% p.a. variable with a 3.99% fee

Purchases

27.54% p.a. variable

Representative APR (variable)

27.5% APR

Asda Money Cashback Credit Card

Balance transfers

0% for 12 months with a 3% fee (£3 min.)

Purchases

0% for 6 months on purchases over £200 at George.com

Representative APR (variable)

19.9% APR

Opus Classic with 0% Money Transfer (3 Months)

Balance transfers

39.95% p.a. variable with a 3% fee (£3 min.)

Purchases

39.95% p.a. variable

Representative APR (variable)

39.9% APR

marbles Classic Credit Card With Balance Transfer (5 Months)

Balance transfers

0% for 5 months with a 3% fee (£3 min.)

Purchases

34.95% p.a. variable

Representative APR (variable)

34.9% APR

Ocean Finance Credit Card

Balance transfers

34.9% p.a. variable with a 3% fee

Purchases

34.9% p.a. variable

Representative APR (variable)

34.9% APR

British Airways Credit Card

Balance transfers

-

Purchases

22.9% p.a. variable

Representative APR (variable)

22.9% APR

Barclaycard Platinum With Balance Transfer (29 Mths)

Balance transfers

0% for 29 months with a 0.75% fee

Purchases

0% for 6 months

Representative APR (variable)

19.9% APR

American Express Platinum Cashback Everyday Card

Balance transfers

-

Purchases

22.9% p.a. variable

Representative APR (variable)

22.9% APR

Virgin Atlantic Reward Credit Card

Balance transfers

0% for 6 months with a 3% fee

Purchases

22.9% p.a. variable

Representative APR (variable)

22.9% APR

Aqua Classic Card (29.7%)

Balance transfers

29.75% p.a. variable with a 3% fee (£3 min.)

Purchases

29.75% p.a. variable

Representative APR (variable)

29.7% APR

Tandem Bank Cashback Credit Card

Balance transfers

-

Purchases

18.9% p.a. variable

Representative APR (variable)

18.9% APR

Aquis Credit Card

Balance transfers

-

Purchases

29.84% p.a. variable

Representative APR (variable)

29.8% APR

John Lewis and Waitrose Partnership Card

Balance transfers

0% for 18 months with a 2.9% fee (£5 min.)

Purchases

0% for 9 months

Representative APR (variable)

18.9% APR

Aqua Advance Card

Balance transfers

34.95% p.a. variable with a 3% fee (£3 min.)

Purchases

34.95% p.a. variable

Representative APR (variable)

34.9% APR

Barclaycard Platinum With Balance Transfer (31 Mths)

Balance transfers

0% for 31 months with a 1.45% fee

Purchases

0% for 6 months

Representative APR (variable)

19.9% APR

Debenhams Credit Card

Balance transfers

0% for 12 months with a 2.99% fee

Purchases

0% for 12 months

Representative APR (variable)

24.9% APR

American Express Platinum Cashback Credit Card

Balance transfers

-

Purchases

22.9% p.a. variable

Representative APR (variable)

28.2% APR

American Express Rewards Low Rate Credit Card

Balance transfers

-

Purchases

9.9% p.a. variable

Representative APR (variable)

9.9% APR

Virgin Atlantic Reward+ Credit Card

Balance transfers

0% for 6 months with a 3% fee

Purchases

22.9% p.a. variable

Representative APR (variable)

63.9% APR

Opus Classic with Money Transfer

Balance transfers

34.95% p.a. variable with a 3% fee (£3 min.)

Purchases

34.95% p.a. variable

Representative APR (variable)

34.9% APR

Aqua Reward Credit Card

Balance transfers

34.95% p.a. variable with a 3% fee (£3 min.)

Purchases

34.95% p.a. variable

Representative APR (variable)

34.9% APR

marbles Classic with 0% Purchase Offer (5 Months)

Balance transfers

34.95% p.a. variable with a 3% fee (£3 min.)

Purchases

0% for 5 months

Representative APR (variable)

34.9% APR

American Express Preferred Rewards Gold Credit Card

Balance transfers

-

Purchases

22.9% p.a. variable

Representative APR (variable)

57.6% APR

Santander Zero Credit Card

Balance transfers

0% for 1 month with a 3% fee (£5 min.)

Purchases

0% for 1 month

Representative APR (variable)

18.9% APR

marbles Credit Card (29.7%) - Semi Excl

Balance transfers

29.75% p.a. variable with a 3% fee (£3 min.)

Purchases

29.75% p.a. variable

Representative APR (variable)

29.7% APR

Aqua Classic Card With 6 Months BT Offer

Balance transfers

0% for 6 months with a 3% fee (£3 min.)

Purchases

34.95% p.a. variable

Representative APR (variable)

34.9% APR

Tandem Bank Journey Credit Card

Balance transfers

-

Purchases

24.9% p.a. variable

Representative APR (variable)

24.9% APR

British Airways Premium Plus Credit Card

Balance transfers

-

Purchases

22.9% p.a. variable

Representative APR (variable)

76.0% APR

American Express Rewards Credit Card

Balance transfers

-

Purchases

22.9% p.a. variable

Representative APR (variable)

22.9% APR

Barclaycard Platinum With Balance Transfer (18 Mths)

Balance transfers

0% for 18 months with a 2.99% fee

Purchases

0% for 3 months

Representative APR (variable)

24.9% APR

Santander Everyday Credit Card

Balance transfers

0% for 27 months with no fee

Purchases

0% for 3 months

Representative APR (variable)

18.9% APR

118 118 Money Credit Card (Credit Limit £1200)

Balance transfers

0% p.a. variable with no fee

Purchases

0% p.a. variable

Representative APR (variable)

34.5% APR

Lloyds Bank Platinum Low Rate Credit Card

Balance transfers

6.4% p.a. variable with no fee

Purchases 6.4%

p.a. variable

Representative APR (variable)

6.4% APR

Creation All Rounded Credit Card

Balance transfers

0% for 20 months with a 3% fee (£3 min.)

Purchases

0% for 20 months

Representative APR (variable)

18.9% APR

Sainsbury's Bank 30 Month Balance Transfer Credit Card

Balance transfers

0% for 30 months with a 1.5% fee (£3 min.)

Purchases

0% for 3 months

Representative APR (variable)

19.9% APR

HSBC Matched Credit Card

Balance transfers

0% for 18 months with a 2.99% fee (£5 min.)

Purchases

0% for 18 months

Representative APR (variable)

22.9% APR

M&S Bank Transfer Plus Credit Card

Balance transfers

0% for 28 months with a 0.99% fee (£5 min.)

Purchases

0% for 6 months

Representative APR (variable)

19.9% APR

M&S Bank Shopping Plus Credit Card

Balance transfers

0% for 20 months with a 2.9% fee (£5 min.)

Purchases

0% for 20 months

Representative APR (variable)

19.9% APR

Tesco Bank Clubcard Credit Card with 0% BT Fee

Balance transfers

0% for 22 months with no fee

Purchases

19.94% p.a. variable

Representative APR (variable)

19.9% APR

Bank of Scotland Low Rate Credit Card

Balance transfers

6.45% p.a. variable with no fee

Purchases

6.45% p.a. variable

Representative APR (variable)

6.4% APR

HSBC Credit Card with Balance Transfer (32 months)

Balance transfers

0% for 28 months with a 1.4% fee (£5 min.)

Purchases

0% for 3 months

Representative APR (variable)

21.9% APR

Nationwide Select Credit Card Just For Nationwide Members

Balance transfers

0% for 12 months with no fee

Purchases

0% for 12 months

Representative APR (variable)

15.9% APR

Barclaycard Low Rate Platinum Card

Balance transfers

6.9% p.a. variable with no fee

Purchases

6.9% p.a. variable

Representative APR (variable)

6.9% APR

Nectar Credit Card

Balance transfers

-

Purchases

22.9% p.a. variable

Representative APR (variable)

28.2% APR

Halifax Balance Transfer Credit Card (22 Mths)

Balance transfers

0% for 22 months with no fee

Purchases

0% for 6 months

Representative APR (variable)

19.9% APR

MBNA All Round Credit Card

Balance transfers

0% for 28 months with a 2.72% fee

Purchases

0% for 28 months

Representative APR (variable)

19.9% APR

NatWest The Natwest Credit Card

Balance transfers

6.9% p.a. variable with no fee

Purchases

9.9% p.a. variable

Representative APR (variable)

9.9% APR



Compare Business Credit Cards With Money Pug

If you are considering borrowing money for your business, there are several different routes that you could go down. You could get a business loan, or consider another form of financing for your business. But in certain circumstances, a business credit card could be the right way to borrow the money that you need for your company. It could be just the thing, when used responsibly, to keep things ticking over and all the cogs working smoothly.


The Pros of Business Credit Cards

  • A business credit card can help you to keep your business spending and personal spending separate, which makes things much easier when it comes to doing your accounts.
  • If you spend a lot each month on a business credit card, you may benefit from rewards points or cashback that could come in handy.
  • Business cards generally offer an interest free period on purchases, usually of up to to months. This can be helpful to small businesses in managing cash flow.
  • If you are just starting out as a business, an additional introductory offer of 0% period on purchases, available on some business credit card deals, could give you some breathing room while you get up and running. But do be careful not to get into lots of debt that you cannot pay off later.

The Cons of Business Credit Cards

  • Be warned, many business credit cards charge an annual fee, even when they are not offering anything much over and above what you can get on a free personal credit card deal.
  • Some businesses (especially those that have not had time to build up a credit rating) may find it difficult to be accepted for a card in the first place.

What Should I Consider When Choosing a Business Credit Card?

  • Check the amount borrowed and term to make sure you are happy with the numbers.
  • Don’t pay an annual fee for benefits that you don’t need/ won’t use.
  • Check that you are not getting a worse deal due to extras that you don’t want/ require.
  • Look at interest payments and calculate whether these outweigh any potential rewards if you do not pay off the balance in full each month.
  • Consider the risk involved if you cannot make payments. Don’t overstretch and borrow more than you can afford, or you could end up with a black mark on your credit report.
  • Be aware that the representative APR is only a guideline and the deal you are offered may vary depending on your credit rating and individual circumstances.
  • Consider whether you will be able to pay off during an interest free period, before you start getting charged interest.

What Are the Alternatives To A Business Credit Card?

A Business Loan

A business loan could be a good way to borrow for your business. A fixed rate deal will mean that you can budget easily and won’t get nasty surprises. You can get unsecured loans, or secured loans if you have a property of business holding to act as security should you wish to borrow a larger sum.

Overdrafts on a Business Account

Another option to ease cash flow issues could be to arrange a sensible overdraft on a business bank account. Using an overdraft responsibly could be a good way to give yourself a little extra buffer without taking on a lot of extra debt.

Crowdfunding

Rather than spending on a credit card, you may be able to crowdfund money to help grow your business or to undertake certain projects. Online platforms allow companies to access finance offered by individuals and professional investors. This is likely to involve giving a portion of your company away to investors, but could be one possible way to leverage a extra cash when it is needed.

Traditional Investment

Of course, you could also raise money for your company through traditional investment channels. Again, this usually involves giving away portions of your business and being help accountable to those who own shares.


What Do I Need To Compare Business Credit Cards With Money Pug?

In order to compare business credit cards with Money Pug, it is best to have your details together. You should be able to provide financial information about your company and yourself if and when this is requested by the credit card providers. Once you have the relevant information to hand, you are only a few clicks away from arranging the business credit card that you need.

 

Business Credit Cards FAQs

Can I Get a Business Credit Card?

Generally speaking, you will not be able to get a business credit card unless your business has a good credit history. This means that getting a business credit card can sometimes be a challenge for businesses that have not been running for long, and practically impossible for start ups. If, however, you have an existing company with a good credit rating, as well as a good credit rating yourself, then a business credit card could be an option for you.

Should I Get A Business Credit Card?

Whether you can get a credit card is one thing to consider. But you should also think about whether it is a good idea for you to get one. A business credit card may be just the ticket if you  own a business, or regularly use plastic to pay expenses. But there can be down sides to a credit card too, so it is important to think through all the details carefully before you make your decision on whether a business credit card is the right option for you.

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