If you are looking for insurance for a doctor’s surgery, dental surgery or cosmetic surgery clinic, Money Pug can help. No matter what kind of medical or cosmetic facility you are trying to insure, on this website you can reach quotes from a wide range of providers.
Compare Surgery Insurance with Money Pug
There are several different types of insurance that you may need for a surgery, including buildings, contents and various sorts of business insurance, details of which can be found elsewhere on this site. No matter which of these surgery insurance options below you are looking for, Money Pug can help you to make sure you get exactly what you need and get the very best value for money.
What Surgery Insurance Might Be Required?
The main types of insurance that a business running some form of surgery may require include:
Building & Contents Insurance for a Surgery
For a medical centre of doctors surgery, it will be as important as for any other building to make sure that the structure is adequately insured. However, with a building with medical function, there may be a lot of non-standard contents which need a specialist buildings and contents insurance policy in order to get the right level of cover.
Employers’ Liability Insurance
Employers’ liability insurance is a legal requirement for any business that employs one or more people. This type of insurance protects you against the cost of compensation claims if one of your employees gets hurt or becomes ill through working for you. If you do not have this type of insurance in place you end up with a fine.
Professional Indemnity Insurance
Another type of insurance that is vital for doctors, nurses and other professionals is professional indemnity insurance , which will cover your surgery staff in the event that they accidentally do something wrong, or dispense advice that causes harm or loss for others. No matter how careful doctors and nurses may be, and no matter how well qualified, accidents and mistakes can still happen so when they do, it is important that they, and your surgery, are covered.
Public Liability Insurance
Surgeries and medical practices will also often require public liability insurance. This type of insurance is there to cover the cost of legal action or compensation claims against your company, if a member of the public is hurt of their belongings are damaged while they are on your premises. This type of insurance also covers you if you are working in someone else’s home, office or business location – so would cover a member of medical staff while they are out on call, or doing the rounds. This type of insurance is a very good idea for all those who regularly come into contact with the general public, or who welcome the general public into their workplace – including surgeries and surgery employees.
Make sure you compare surgery insurance with Money Pug and make sure you are fully covered in your practice.