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Campervan Insurance


Motorhomes and campervans are becoming more and more popular each year. Camping and caravanning holidays are the ideal way to get away for less, and there are plenty of exciting destinations where you can park up, chill out, and enjoy the natural world. But while such a camping holiday can be carefree, it is important to have suitable campervan insurance in place.

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Camping is not what it used to be. Once upon a time camping was a back to basics experience, with rustic digs around a camp fire. It was backpacks and dodgy food, sleeping on the hard ground, insects and worries over bad weather. Camping is still a popular pastime, but more and more people are realising that camping does not have to mean ‘roughing it’. RVs, motorhomes and campervans are opening up the great outdoors for those who want to enjoy nature without being quite so much at its mercy.

With one of these vehicles, travellers can enjoy all the wonderful things about a camping holiday without having to suffer its privations. This somewhat more comfortable camping experience is travel’s next big thing. Money Pug can help you make sure you have the campervan insurance or motorhome insurance you need in place before you set off on your adventures.

What Will I Need To Know To Compare Campervan Insurance?


In order to get quotes for campervan or motorhome insurance, you will need to know:

  • The make and model of your vehicle.
  • The value of the vehicle.
  • What mileage the motorhome or campervan has done.
  • Number of berths.
  • Whether it is manual or automatic.
  • Details of your licence, any no claims bonus.

You will likely also be asked where you will keep the vehicle, whether it has been modified, security arrangements and whether it is professionally serviced. Being the member of a club or passing driving courses may also be pertinent to the cost of the premium, so you should be able to enter details of these when requesting a quote.

In order to get a quote, you will also need to decide:

  • What level of cover you require (third party, third party fire and theft or fully comprehensive).
  • Your preferred level of voluntary excess.
  • Which (if any) additional add-ons you want to consider.

How Can I Reduce the Cost of Motorhome Insurance?


To reduce the amount you have to pay each month for your campervan or motorhome insurance, you could:

  • Keep the vehicle securely locked in a garage when not in use.
  • Getting certain security devices for your motorhome or campervan.

(Come insurers demand that you fit some of these.)

  • Increasing the voluntary excess.

Security devices for motorhome or campervans that could lower your premium, or even be essential in order to take out some specialist policies are:

  • A wheel clamp
  • Steering wheel lock
  • Removable steering wheel
  • Gear lock/ handbreak lock
  • Clutch claw
  • Mule
  • Immobiliser
  • Tracking device

Consider one or more of the above to save money on your motorhome or campervan insurance premiums.

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