- Multi car insurance is insurance that covers more than one vehicle. The more cars you wish to add to such a policy, the higher the savings can be, as there is usually a discount for each car you add. Multi car policies can often be a lot cheaper than taking out individual policies – but this is not always the case. It is always a good idea to shop around to make sure that you are not paying more than you need to pay for the level of cover that you require.
Compare Multi-Car Insurance with Money Pug
If you want to compare multi-car insurance then you have come to the right place. Money Pug can help you to easily and quickly find the quotes and information that you need to make an informed decision and decide which multi-car insurance policy is right for you. Shopping around for the right multi-car insurance policy, and comparing the prices you are quoted with individual policies, will help you determine whether or not a multi-car policy is the right choice for you.
Who Can Be Insured on a Multi Car Policy?
Many multi car policies are only designed to cover cars that are kept at and registered to the same household. This means that they can be a good option for families with several drivers, a couple who both have cars, or even for a single individual who has more than one car of their own. If you wish to insure cars belonging to, for example, grown children away at university, it is important to check the small print carefully. Some policies will cover this, while others will not.
How Many Drivers Can Be Covered on a Multi-Car Insurance Policy?
Most multi car insurance policies will include cover for up to five drivers, but some can offer cover for up to ten.
Do cars on a multi-car insurance policy all have to be insured at the same time?
No, they do not. Most multi car policies will begin from the time the last car is added, and this will then be the renewal date for all the vehicles covered on the policy.
Will my no claims bonus be affected if someone else claims on a multi car insurance policy?
No, the good news is that only the person who makes the claim will be affected, even when vehicles are linked through a multi car insurance policy.
Can I insure my personal vehicle and work car on the same multi car insurance policy?
As always, it is important to read the fine print. Some policies will cover both your personal vehicle and work vehicle, but you need to be the registered keeper of both vehicles and they must also both be kept at your address.
Multi-Car Insurance FAQs
We include every UK Car insurer that offers insurance for the Car. They are all regulated by the Financial Conduct Authority.